Scapia has launched a limited-time Christmas referral promotion that offers some genuinely valuable rewards if you can get friends to sign up for their credit card. The campaign went live on December 5, 2025, and the end date will be announced just 3 days in advance—so there’s some urgency here.

If you don’t have a Scapia card yet, you can apply using our referral link and receive a ₹1,000 instant flight discount, and 1,000 Scapia coins as a welcome bonus.

The Offer

For the Referee (Your Friend):

• Every friend who joins via your link and claims their welcome bonus gets ₹1,000 off any domestic or international flight
• The flight must be booked within 30 days of joining Scapia
• No blackout dates, no minimum booking amount
• One-time use only

For the Referrer (You):

3 Successful Referrals:

• ₹1,000 BookMyShow voucher
• Valid for 5 months from issue
• Single-use, cannot be combined with other offers

7 Successful Referrals:

• Pick one of the following rewards:
  • Apple Watch SE 3 (40mm, GPS) – worth ₹25,900
  • GoPro HERO 12 – worth ₹45,000
  • Ray-Ban Meta Wayfarer AI Glasses – worth ₹29,990
  • ₹30,000 Flight Voucher – valid until June 30, 2026
  • ₹30,000 Stay Voucher – valid until June 30, 2026

Both You and Your Friend:

• Each successful referral earns 1,000 Scapia coins for both parties

Good to Know

What counts as a successful referral:

• Your friend must join using your referral link
• They must get approved for the Scapia Federal credit card
• They must claim their joining bonus of 1000 coins through the app
• Previous Scapia applicants do not count

Reward delivery:

• Scapia will contact you via email after hitting 3 or 7 referrals
• Physical rewards (Apple Watch, GoPro, glasses) ship within 8-10 weeks
• Colour and size for gadgets are assigned based on availability—no exchanges
• If you don’t provide delivery details, the reward may be forfeited

Travel voucher flexibility:

• Both the ₹30,000 flight and stay vouchers work on any domestic or international booking through the Scapia app
• No blackout dates, no minimum spend
• 100% discount applied up to the voucher value
• One-time use only

Campaign timing:

• Started: December 5, 2025, 00:00 IST
• End date: Will be announced 3 days in advance on the Scapia app
• Each referral invite is valid for 30 days from when it’s sent
• Only referrals completed during the campaign window count toward milestone rewards

Verdict

This is a legitimately strong referral offer by Indian fintech standards. The ₹30,000 flight voucher is particularly useful—it’s essentially a free domestic round-trip or a solid chunk off an international ticket. The GoPro HERO 12 at ₹45,000 value is the highest-value physical reward if you prefer gadgets over travel credits.

The catch? Seven successful card approvals is a high bar. Your friends need to actually get approved for the credit card, not just apply. The 3-referral tier for a ₹1,000 BookMyShow voucher is more achievable and still decent value for the effort.

Who should consider this:

• Scapia cardholders with friends who travel frequently and would genuinely benefit from the card
• Anyone who can realistically get 3-7 people to apply and get approved

Who should skip:

• If you’d be pressuring people into a credit card they don’t need, the rewards aren’t worth the social capital

Bottom Line

Scapia’s Christmas referral campaign offers real value—up to ₹45,000 in rewards for 7 referrals or ₹1,000 for just 3. The travel vouchers are flexible with no blackout dates, and your friends get an immediate ₹1,000 flight discount for signing up.

If you’re not already a Scapia cardholder, you can apply using our Scapia referral code to get your own ₹1,000 flight perk and 1000 Scapia coins, and start referring from there.

The campaign end date is unannounced, so if you’re interested, start sharing your link sooner rather than later.