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World of Hyatt

World of Hyatt Credit Card: A game-changer or just another plastic?

Updated: Oct 16, 2023. Tim Das.
World of Hyatt Credit Card: A game-changer or just another plastic? - Cover Image
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Credit cards offer the easiest way to earn hotel points and airline miles. And if you’re loyal to a specific brand, brand-specific credit cards can provide additional perks. In the US, the World of Hyatt credit card follows the same format as other co-branded hotel cards. It offers a sign-up bonus, elite status, points on purchases, and bonus points for spending at Hyatt properties.

Benefits of the World of Hyatt Credit Card

As a holder of the World of Hyatt credit card, you can enjoy the following benefits:

Sign-Up Bonus: 30,000 Points

Earn 30,000 bonus World of Hyatt points when you spend $3,000 on eligible purchases within the first 3 months. Please note that this offer is not available to current cardmembers or previous cardmembers who received a new cardmember bonus for this credit card within the last 24 months.

Points on Purchases

4 Bonus Points on Hyatt Purchases

For every $1 USD spent on purchases made at Hyatt hotels and resorts, you’ll earn 4 World of Hyatt Bonus Points. This includes participating restaurants, and spas at Hyatt properties.

You’ll also earn bonus points on FIND experiences purchased directly at, participating “Small Luxury Hotels” or “SLH” properties, and Lindblad Expedition experiences purchased through the World of Hyatt Program.

2 Bonus Points on Select Categories

Earn 2 World of Hyatt Bonus Points for every $1 USD spent in select categories:

  • Restaurants (excluding dining purchases at Hyatt that qualify for 4 Bonus Points)
  • Airline tickets when purchased directly with the airline
  • Local transit/commuting; fitness club and gym memberships
  • Headspace subscriptions purchased on (until 12/31/2024)

1 Bonus Point for Other Purchases

Get 1 World of Hyatt Bonus Point for every $1 USD spent on all other purchases, excluding balance transfers, cash advances, lottery tickets, casino gaming chips, racetrack wagers or similar betting transactions, fees, etc.

Complimentary Nights

Every year after your card anniversary, you’ll receive one free night at any Category 1–4 Hyatt hotel or resort. If you spend $15,000 or more in a calendar year, you’ll earn an additional free night at any Category 1-4 Hyatt property.

Complimentary World of Hyatt Discoverist Status

The World of Hyatt Credit Card includes complimentary Hyatt Discoverist elite status. This status is equivalent to Silver in other programs and offers various benefits such as a 10% bonus on Hyatt points, premium internet access, bottled water, room upgrade (subject to availability), expedited check-in at participating locations, up to 2:00 PM late checkout, and earning Hyatt points on flying American Airlines.

Qualifying Night Credits

Each year, you’ll receive 5 qualifying night credits toward your next tier status. Additionally, every time you spend $5,000 on your card, you’ll earn 2 additional qualifying night credits. These credits will help you achieve higher elite status with Hyatt in fewer stays.

World Of Hyatt Elite Status Qualification Chart

Is the World of Hyatt Credit Card Worth It?

This card is very similar to how the World of Hyatt program is. No hype, yet efficient and effective. Or you may say quality over quantity.

Whether or not the World of Hyatt Credit Card is for you depends on how many nights you typically spend at Hyatt hotels in a year and what other credit cards you hold.

However, considering the standard benefits, the $95 annual fee is well worth it. The card offers a free night, elite status, and the opportunity to earn Hyatt points for American Airlines flights.

Additionally, the points earning potential is good, with Hyatt points typically redeemable for a value of 2-2.5 cents per point. Overall, this credit card provides great value for Hyatt loyalists.

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