Imagine this: You are flying out of Bengaluru to visit a friend. You walk into Anand Sweets at the airport, and pick up a kg of Mysore Pak—for free.
Meanwhile, your spouse walks into Forest Essentials and picks up a luxury lotion—for free.
And your eldest one? They are at the Relay store, picking up a graphic novel or a board game—well, for free.
Shopping at airports is not about value. Until it is.
And this isn’t a glitch. It’s the feature that made Scapia one of the most loved travel cards in India. While other banks were busy drafting complex rules to restrict your lounge access, Scapia quietly made the entire airport your lounge.
The Feature No One Saw Coming
For a long time, this was a solo game. You spent ₹10,000 on your card, and you got a choice: hit the lounge, or get ₹1,000 in airport shopping value to spend at practically any store or restaurant inside the terminal.
But Scapia just played its ace card: Add-Ons.
With their latest update, they have extended this benefit to your entire family. You can now issue up to three Lifetime Free add-on cards for your spouse, parents, or adult children.
Here is the kicker: Each add-on card is treated independently.
If your spouse hits their own ₹10,000 spend threshold, they unlock their own ₹1,000 shopping limit. If your kid hits it, they unlock theirs.
Suddenly, a family of four isn’t fighting for guest access at a crowded lounge. They are walking into the terminal with ₹4,000 in combined spending power. That’s dinner for everyone at Pizza Express, or a serious shopping haul at the retail section, completely on the house.
How “Shop & Earn” Actually Works
Unlike other cards that give you restricted vouchers, Scapia uses a “Spend & Rebate” model that feels like magic.
- Unlock It: Spend ₹10,000 in a billing cycle on any card (Primary or Add-on tracks independently).
- Scan It: On the day of travel, open the Scapia app and scan your boarding pass.
- Spend It: Swipe your card at any eligible outlet (Starbucks, Relay, KFC, Shoppers Stop, etc.).
- Earn It Back: You instantly get 100% of that transaction back in Scapia Coins.
The Value:
- ₹1,000 per flight at Metro airports (Delhi, Mumbai, Bengaluru, Hyderabad, Chennai, Kolkata).
- ₹500 per flight at non-metro airports.
Note: This applies to every domestic departure. If you fly four times a month, that’s ₹4,000 in value from a single card.
The App: A Class of Its Own
If you have ever used a traditional banking app, Scapia will feel like a breath of fresh air. It is arguably the best-designed fintech app in India right now.
There is no clutter, no ads for insurance, and no hidden menus. It is built for one thing: Travel.
- Instant Redemption: You can book flights and hotels directly in the app using your coins (5 Coins = ₹1).
- Forex Toggle: Enabling international usage is a single toggle.
- Trackers: It shows you exactly how much more you need to spend to unlock next month’s airport privileges.
It sets a standard that you will wish every other bank would follow.
Why It Earns a Spot in Your Wallet
Don’t get me wrong. For most of us, Scapia won’t be our “Daily Driver.” It doesn’t have the high reward rates of an HDFC Infinia or the milestone benefits of an Amex.
But it is the perfect Secondary Card—the one you never travel without.
- Zero Forex Markup: When you do travel abroad, it saves you the 3.5% fee that most other cards charge.
- UPI Ready: It comes with a virtual RuPay card, so you can scan and pay at local shops while keeping your travel benefits active.
Scapia didn’t try to beat the big banks at the rewards game. They just made the airport experience fun again. And for that alone, it deserves the second slot in your wallet.
If you are planning to apply, use the link below to get 1,000 Bonus Coins (₹200 value) immediately upon joining.
