If you’re heading to Thailand soon, especially Bangkok, you need to know about a scam that is currently surging. It isn’t new, but it has evolved and is catching even seasoned travelers off guard because of who the scammers pretend to be.
We are seeing more cases of this in high-traffic areas like Sukhumvit, Siam, and near major malls.
The Setup: A “Harmless” Conversation
The most dangerous part of this scam is the disguise. You aren’t approached by a shady character in a dark alley.
Instead, you are approached by what looks like a wealthy, well-dressed couple or family. They might be Middle Eastern or Western-looking. They often have a child with them to lower your defenses. They look like fellow tourists—maybe even “high-end” tourists. Think high end glasses, coats or shirts, fancy shoes, shopping bags, etc.
They will start a conversation that feels completely organic. They might ask for directions, compliment your watch, or ask about an item you are looking at in a store.
The Pivot: “Oh, we are going to your country!”
Once they break the ice, they ask where you are from. When you tell them (e.g., Europe, India, USA), their eyes light up.
“Oh! We are planning a trip there next month!”
This is the hook. They act fascinated by your culture and eventually, the conversation turns to currency. They will claim they have never seen your country’s money before, or they want to explain something to their spouse/child about the history of your currency or the exchange rate or the design of bank notes.
The Trap: “Can I see a note?”
They will ask if you have a bill from your home country just to “see what it looks like.” It seems like harmless curiosity from a friendly, wealthy family.
Do not take your wallet out.
If you do, two things usually happen:
- The Sleight of Hand: While looking at your money, they use distraction tactics (often involving the spouse or kid) to skillfully finger-pocket some of your bills before handing the stack back. You won’t realize the money is gone until later.
- The Fake USD Swap: This is the variation we are seeing more of now. They will pull out a thick stack of US Dollars to show you (proving they are wealthy and trustworthy). They might offer to exchange some of their USD for your currency “as a souvenir” or because they “need some cash for their upcoming trip.”
- The Catch: The USD they hand you is fake (counterfeit). They walk away with your real money, and you are left with worthless paper.
Why it Works
This scam relies on social engineering.
- The Appearance: They dress in designer clothes and look “rich,” so your brain assumes they don’t need to steal from you.
- The Family: The presence of a wife and children makes them seem safe and non-threatening.
- The Ego: They act fascinated by you and your country, which is flattering.
How to Stay Safe
- The Golden Rule: Never, ever take your wallet out for a stranger on the street, no matter how well-dressed or friendly they are.
- The “No Cash” Lie: If asked about currency, simply say, “I use cards only. I don’t carry cash.”
- Walk Away: If a stranger’s conversation pivots to money, exchange rates, or “show me,” end the interaction immediately. A simple “Sorry, I have to go” is enough.
Stay sharp, travel safe.
